Hail Damage Roof Repair

Hail damage on asphalt shingles appears as dark circular bruises where granules are displaced, exposing the black asphalt underneath. On metal roofs, look for round dents. On tile, look for cracks or chips. Most hail damage is only visible from the roof surface — ground-level inspection misses 80% of damage.

Yes. Hail damage is covered under the dwelling coverage section of virtually all your state homeowner policies as it's classified as sudden, accidental damage. Your policy deductible applies. We recommend filing claims promptly, as your state has time limits for storm damage claims.

Class 4 is the highest impact resistance rating for roofing materials, tested by dropping a 2-inch steel ball from 20 feet onto the shingle. These shingles withstand hailstones up to 2 inches in diameter without damage. In your state, Class 4 shingles qualify for insurance premium discounts of 10–28%.

Hail damage repair costs in your area range from $500 for minor spot repairs to $8,000–$25,000 for full roof replacement. Most hail damage claims are approved by insurance, so your out-of-pocket cost is typically limited to your deductible ($1,000–$2,500 for most your state policies).

Most your state insurance policies require claims to be filed within 1–2 years of the damage event. However, we strongly recommend filing within 30 days for the best outcome. Early claims have higher approval rates and larger approved scopes because damage hasn't yet progressed to secondary failures.

Absolutely. Hail-bruised shingles may not leak immediately, but the compromised granule layer and fractured fiberglass mat degrade rapidly under UV exposure. Most hail-damaged roofs in your area begin leaking 6–18 months after the initial hail event, making prompt inspection and repair critical.

Yes. We provide completely free, no-obligation hail damage roof inspections for all your area homeowners. If we find damage, we'll document it professionally and guide you through the insurance claim process. If your roof is fine, we'll tell you honestly — we never recommend unnecessary work.